Saving For Retirement

Retirement is a long way off; why think about it now?
This is what most of us think especially when we are in our 20s and 30s. While this is certainly true, retirement is indeed a long way off, but planning for it is not.

Just answer these 4 basic questions and you will know whether you need to start planning for retirement –
– Do you have considerable inherited and /or ancestral wealth coming your way in a few years?
– Is your current income such that you manage to save more than 50% of your salary almost every month?
– Do you plan to leave a very Spartan existence once you retire by moving to the Himalayas and living in an ashram there?
– Do you regularly buy a lottery ticket every other day hoping to hit the jackpot in the next few years?.

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